Open A Travel Savings Account
Is 2019 the year you’re planning the trip of a lifetime? Whether it’s exploring the world with friends or heading to a dream destination with your other half, there’s no doubt that the prospect of clear blue skies and fresh adventures is hugely enticing as we trudge our way through a dreary grey winter at home. But while the dreams are certainly there, are the funds? Going on your travels can be quite pricey, so making plans and saving up is a must for most of us. If you have the will and the commitment, you can make it happen – here’s how…
It’s all too easy to say to yourself that you’re going to save each payday, only to get to the end of the month and find you don’t have any cash left over to save for your trip. So the best thing to do is set up a separate savings account with a standing order for a set amount to come from the account you get paid into. You can also use an app like Moneybox, which lets you combine regular savings amounts with a feature which rounds up the change and saves it on any card purchase. Automate the process as much as possible to avoid the temptation of dipping into your savings for other reasons.
Make A Budget Plan
If you don’t know exactly how much you’re spending then you can’t make savings. So, coming up with a budget plan is vital. Start by looking at your last bank statement and noting down all of your bill amounts, any credit card payments or joint loans for couples you have. The amount left over is your discretionary spend. Look at areas like unused subscriptions you can cancel, or little spending habits like that weekly takeaway that add up. But remember it’s important not to cut out all the run – you’ll only resent it otherwise and end up breaking your spending plan.
Be Smart About Your Bookings
Shop around to find the best possible deals on everything – flights, accommodation, transfers and food. Look at the time of year you’re planning to travel – some places still have beautiful weather outside of the peak travel season when you’re likely to pick up better deals. With flights, if you choose not to fly direct sometimes you can save big with several smaller operators, or by picking less popular flight times. With your accommodation, investigate whether one of the new boutique hostels could be an option. They have sleek design but cost far less than a hotel.
Remind Yourself Why
Saving involves making little sacrifices quite often and sometimes it can be hard to stay on track. So it’s useful to remind yourself of the bigger picture. Try changing your phone wallpaper or your desktop at work to a picture of your dream destination, or start a Pinterest board of holiday outfits that you can look at whenever you feel discouraged. You’ll be sat on that beach before you know it!
Pexels
Image 
Image 
Image 
But this week, the unthinkable has happened. My beautiful bougainvillea tree was snapped from the bottom of its trunk due to the winter winds. And now, I feel like I have lost a part of me. I must say, it has been a shitty start to the new year. The courtyard feels so empty now, and what’s worse is that I have spent three days chopping down this gorgeous healthy, full grown tree. It’s painful that I have to do this; putting it into boxes for the bin-man to take away in the morning.
At the age of 69, David Bowie has left us after an 18 month battle with cancer. He has left this private from a lot of people, including a number of his close friends. Just before passing away, Bowie has just released his 25th studio album. Many fans have discovered a lot of hints about his illness and death in songs from his new album. It feels like he was ready to die, and let the world know what he was going through and struggling with in secret.
Steffi Says... 