Tag Archives: payment

Things a’changing

There are days, when I question things about my life, and my choices. Today has been one of these forsaken days. Actually, I have been at it since 3AM, but that is beyond my point.

I was thinking about back in 2011, when I had my first Christmas alone, living far away from my family, friends, and on top of that, in another country – How courageous was I, to take such a big leap, leaving everything and everyone behind!

Before then, I have never lived alone, and I had no idea about the kind of responsibility and effort it entails to live and make ends meet at the end of the day, and month when all bills came crawling up. I have done a great job, and learned a lot from this experience.

When I have moved back to Malta, I was not willing to move back with the family, as I enjoyed my independent life too much to let go of it. So much so, that within a year of renting, I purchased my own property.

Although this made sense financially, this has indirectly tied me to this country without even realising at the time. Now that I have settled down in such a “grown up” lifestyle, it seems to me that I have become more self conscious when taking decisions. And I shall give you an example. This week, I was meant to travel, but my plans fell apart, and I have decided to give up the holiday based on two reasons:
1. I should not travel alone at night
2. Accommodation has risen up in price (it also being Christmas holidays, and included NYE), and a last minute purchase would have costed me my entire savings for my holiday.

If I did not have my house to worry about, and if I were not such a wuss, I would be in the UK right now, enjoying cold weather, possibly fog and snow, and beautiful beautiful scenery. How silly am I? Where has all my self confidence gone? What has tarnished my spirit in such a way?

And if you are wondering why I wrote this and why I am sharing this with my readers, it is because I want to be able to read this whenever I need to, so I do not repeat such thing ever again. And also, to try to keep reminding myself that not all my decisions in the past years have been as bad.

Now to try and live life guilt free… and keep moving forward… >>>

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Post-college Travel: How Can You Afford It?

Post-college graduation is an excellent time for you to start traveling. You have a great education and the means to make some money. You might not set off on your travels right away, but maybe you’re desperate to start making some trips. The only problem is, you might not be making too much money after college. Plus, many people have mountains of debt they have to overcome. So if you want to travel after college, how can you afford it? Fortunately, you have lots of options to make travel affordable. Try some of these techniques to ensure you can see the world.

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Deal with Your Student Debt

When you first leave college, one of your greatest concerns is probably your student debt. It’s hanging over your head, and you want to get rid of it as soon as possible. But there’s a lot of it, and you have other expenses to take care of too. How can you travel when you have so much money to repay? The first thing you should do is look into Obama student loan forgiveness. You might be able to have some or all of your debt removed so you no longer have to repay. The next thing to do is consider consolidating your loans or managing them in another way. Create a budget to ensure you’re making timely payment.

Lock Down a Job First

Going traveling straight after graduation sounds great. However, you’re unlikely to have much money. Maybe your parents will be kind enough to loan or gift you some. But once it’s run out, that’s it. Before you set off on your travels, it’s a good idea to find your first post-college job. Here’s the crucial part: you need one with good vacation time. Of course, that shouldn’t be your only criterion. But a steady income coupled with flexible vacation time will allow you to travel more.

Travel Frugally

Traveling doesn’t have to mean 5-star hotel and first class flights. You can see so much more if you’re willing to budget your travels properly. You can save by staying in hostels or even camping. You can find cheap places to eat or perhaps avoid eating out altogether. If you stay in a hostel or maybe a homestay, you can cook for yourself. Book your trips at the right times to get the best deals. Go to the right destinations too, where you can get more for your money.

Combine Work and Travel

Here’s another idea: work as you travel. You can look for work programs in various countries that allow you to experience a new country and earn money. You could work as an au pair or in hospitality. There’s seasonal work and other opportunities. You could also consider volunteering or combining travel with studying. You can get experience in the workforce while also gaining life experience. You might even learn a new language.

Traveling after college is achievable if you go about it in the right way. Consider your dreams carefully to plan them successfully.

Bikers in Traffic

I love bikes; I think they are gorgeous and I admire each and every one of the bikers who pluck up the courage to drive in Malta and Gozo.

In case you have never visited Malta, or never driven in Malta… Maltese roads are hell to drive in… Not even the devil himself dares to set his foot here and drive in this pit of danger and death. Angry, irrational drivers, chaos of traffic and to top it all shitty bumpy roads throughout the islands. (Sometimes I wonder why we pay the driving license to be honest!!)

Considering all the above, would it make more sense, to have some kind of rule/law enforced with regards to which side of the motor-lane a bike should drive in? Should bikes overtake or undertake? I’m thinking that this would help everyone on the road, as all car-drivers can pay some special added attention to that side of the road via the mirrors, and hopefully the bikers will also feel slightly safer on our roads… Especially during the peak hours of traffic, namely 7 to 9 am and 5 to 6 pm, when everyone wants to get to work/home and all the main roads are packed and crammed with cars. Zigzagging around cars is not the way to go in these circumstances.